By accessing and using the MLE Insurance website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. These terms constitute a legally binding agreement between you and MLE Insurance.
If you do not agree with any of these terms, please discontinue use of our website and services immediately. Your continued use of the website following any posted changes to these terms constitutes your acceptance of those changes.
You agree to use our website and services only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment of the site.
Prohibited uses include, but are not limited to:
We reserve the right to terminate access for any user who violates these terms.
To access certain features of our services, you may be required to create an account. When registering, you agree to provide accurate, current, and complete information.
You are solely responsible for:
MLE Insurance reserves the right to suspend or terminate accounts that contain inaccurate information or that have been used in violation of these terms.
All content on this website, including but not limited to text, images, logos, design elements, graphics, and software, is the exclusive property of MLE Insurance and is protected by applicable intellectual property laws, including copyright and trademark laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this website without prior written permission from MLE Insurance. Unauthorized use of our intellectual property may result in legal action.
Our website content is provided for general informational purposes only. While we strive to maintain accurate and up-to-date information, we do not warrant that the information on this site is complete, accurate, or error-free.
Please note the following important disclaimers:
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
To the fullest extent permitted by applicable law, MLE Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services.
This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses, even if MLE Insurance has been advised of the possibility of such damages. Our liability for any claims arising from the use of our website shall not exceed the amount you paid for the applicable services.
Coverage-related claims are governed by the specific terms and conditions of your individual insurance policy, not by these general terms of use.
You agree to indemnify, defend, and hold harmless MLE Insurance and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:
This indemnification obligation will survive the termination of these terms and your use of our services.
Our website may contain links to third-party websites or resources for your convenience and information. These links do not constitute an endorsement of those sites or their content by MLE Insurance.
We are not responsible for:
We encourage you to review the privacy policies and terms of any third-party websites you visit.
These Terms of Use are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles or provisions.
Any legal action or proceeding arising under these terms that is not subject to arbitration under the section below shall be brought exclusively in the courts located in Logan County, Colorado, and you hereby irrevocably consent to the personal jurisdiction and venue of such courts.
To the extent permitted by law, any dispute, controversy, or claim arising out of or relating to these Terms of Use, or the breach, termination, or validity thereof, shall be resolved through binding arbitration rather than through court proceedings.
Key provisions of this arbitration agreement include:
This arbitration agreement does not prevent either party from seeking emergency injunctive relief from a court of competent jurisdiction when necessary to prevent irreparable harm.
MLE Insurance reserves the right to modify, update, or replace these Terms of Use at any time at our sole discretion. When changes are made, we will update the effective date at the top of this page.
It is your responsibility to review these terms periodically. Your continued use of our website or services following the posting of any changes constitutes your binding acceptance of those changes. If you do not agree to the modified terms, you must discontinue use of our services.
If you have any questions, concerns, or feedback regarding these Terms of Use, please contact us through any of the following channels.
We aim to respond to all inquiries within a reasonable timeframe during normal business hours.